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If you’ve ever attempted meal planning on a budget, you know that it can be tricky at first.

Maybe you’ve heard the dreaded, “What’s for dinner, mom?” one too many times, though, and you’ve decided to do something about it once and for all!

If you’re new at this or you’ve tried meal planning before and failed — let me explain what meal planning doesn’t mean (at least to me).

First of all, it does not mean you have to be a gold-star-for-organization, type A personality in order to follow a meal plan.

It also does not mean that it will take you hours of your precious time each week.

And if definitely does not mean that you will have no flexibility in what you cook each day, especially when your day doesn’t go as planned.

Meal planning on a budget- a guide for busy moms! #MealPlan #MealPrep #GroceryTips #SaveMoney


There are numerous benefits to planning out the week’s meals in advance.

The main benefit for me is that having a plan reduces my stress tremendously, allows me to only make one trip to the grocery store each week (or less), and saves us money that likely would have been spent on fast food if I hadn’t planned ahead.

Convinced that you should give meal planning a try?  I thought so!

So I’m going to lay out exactly how to create a simple, no-frills weekly meal plan.

I’m providing a step-by-step guide below along with helpful tips that have made meal planning as stress-free as possible for me over the last 15 years.

But first,  a little humor to remind you how stressful your life is without meal planning:    πŸ™‚

12 Stages of Grocery shopping denial

A Completely Basic Guide to Meal Planning on a Budget

Once you learn the basics of meal planning (on a budget), you’ll be able to replicate these steps each week and you’ll be amazed at how easy it really is.

——–>>Be sure to check out the free Meal Planning Printable Pack at the end of this post!*

Step 1:  The Menu Master List

Brainstorm.  Before you start your first weekly “menu”, I suggest grabbing a sheet of notebook paper or a note card and jotting down a list of meals that you already know how to cook.

Just focus on the main dish for now.  For instance, tacos, spaghetti, fried chicken, hamburgers, etc.  (These are staples in the Midwest, you know!)

By the way, we’re just focusing on Dinner items at this point.  We’ll talk lunches and snacks in a bit.

For your dinners, think about the different protein categories like:  beef, chicken, fish, pork, beans.  Then think about different meal categories you enjoy such as:  Comfort foods; Mexican food; Italian food; Chinese food, Soups & Stews, for example.

Add your family’s favorite meals from each of these categories to your list.

Here’s an example of some of the items that were on my list when I first started meal planning years ago:

Menu Master List


There really wasn’t much more than that when we were first married and I didn’t have a clue!  πŸ™‚

Start small, and you will keep adding to this list each week.  You can also go back and add side dish ideas to your main dishes if you choose to.

You will refer back to this Menu Master List every week as you plan the next week’s meals.

Read Next:  20 Quick Dinner Ideas:  Homemade + No Recipe Required!

Step 2:  Some Fresh Ideas

Research some new meal ideas.  Search through those dusty recipe books you got as wedding gifts, or find more specific recipes on Pinterest.

I usually shoot for at least one new recipe each week, sometimes two.  This will depend on your ambition!

I have four kids and it’s pretty easy for me to get distracted when reading a new recipe (plus it takes a little more time), so I don’t try too many new things each week.

I pick one or two and the ones we like get added to the “Master Menu List” when I start my next meal planning session.

I suggest printing off the recipes if you can.  I’m always more likely to remember to actually try a new recipe when I have the paper copy.

If you want to get really fancy you can put them in a cute binder like this one (don’t forget sheet protectors so you can slip in the recipe without needing a hole-punch).

Mine are currently in a folder that’s stuffed to the brim – so I’m going to spring for the binder this year.  πŸ™‚

β€’ Bonus tip:  If you’re interested in prepping freezer meals in advance, check this freezer cookbook.  These recipes are the best out of all the ones I’ve tried so far!

Read Next:  Crockpot Freezer Meals:  Our Family Favorites

Step 3:  Take Inventory & Browse Sale Ads

The next step is to take stock of what items you already have in your pantry and freezer and plan as many meals as you can with those items, first.  Start with meat, your most expensive staple.

If you have frozen chicken breasts, look at your “Master List” plus your printed recipes and decide what meals you could make involving chicken.  For example:  chicken tacos, grilled chicken sandwiches, chicken noodle soup.  Do the same with ground beef, pork, etc.

After this, I normally check the grocery store circulars that list the Sale items for that week.

Browsing store circulars will not only save you money but can be great menu inspiration!

If cheese is on sale at half-price, I’m definitely going to add some type of cheesy casserole to my menu that week.  (In fact, I’ll buy several and freeze the rest for recipes later that month.)

As you decide what meals you’re going to make after looking at your Menu Master List, new recipes and store circulars, write them on a simple piece of lined notebook paper or one of those magnetic menu lists.  (They really do come in handy!)

Try to plan seven meals total.

You don’t have to decide at this time what you’ll cook for each specific day that week, but think about your upcoming schedule for the week (and your kids’ schedules) and figure out a few quick meals for those specific days.

If my daughter has a basketball game at 6 pm on Thursday, for instance, I know that’s going to be a “frozen pizza night” at our house with a side of fruit.

I’ll write “Frozen Pizza, fruit-Thursday” on my list, so I won’t forget and cook those pizzas on a different night.

Yes, it’s totally ok to write frozen pizza on your meal plan if you choose to!  The idea is not to cook a 5-course meal each night (unless that’s your preference), but to have a plan that’s realistic for your family.

Here’s my Menu this week after going through my pantry and comparing my “Master List” to store circulars, plus a few printed recipes I found:

Complete Menu


Step 4:  Make Your Shopping List

Next:  Grab that handy notebook or “menu” pad again and start a separate list.  This will be your shopping list

(*Update:  I’ve added a free printable meal planner at the end of this post!)

On this list, of course, you will fill in what items you need for those 7 meals you wrote down.

Look at each menu item and the ingredients you’ll need, and go through your pantry, fridge and freezer one more time, with your list in hand.  Write down any missing ingredients.

You definitely do NOT need to do this, BUT I’ll make a confession:  I sort of make my shopping list in order of where the items are in the grocery store.  That is super-nerd meal planning level, so don’t feel pressured to do that.

Just know that eventually if you choose to do this, it can be really helpful to avoid zig-zagging back and forth between the same aisles.  I have a search & rescue mentality at the grocery store and I don’t like to waste time there!

If you noticed on my weekly menu above, I also went ahead and added what I plan to serve for lunches that week.  A lot of our lunches are leftovers from dinner.

(If you need help with lunchbox ideas, I also have a free printable lunchbox planner to take the stress out of this chore!)

At the bottom of my dinner menu, I also write down what’s available for breakfast so that everyone can find it and fix it themselves in the mornings (well, at least the ones that are old enough to!).

It can be as simple as cereal or toast!

Don’t forget to add in a few snack items (or ingredients to make snacks).

Technically, snacks aren’t part of “meal planning”, I suppose, but you’re going to be shopping only about once a week so you want to plan out the snacks as well.

Here’s a look at my Shopping List after looking at my Menu, my pantry, fridge, and freezer this week:


Shopping List Sample

(I had stocked up on a lot of items earlier in the month, so this list was super short.  One more benefit to meal planning and stocking up on sale items!)

Now all you have to do is go shopping — that’s the easy part!

Free Meal Planning Printables

As a bonus, I’ve created a Free Printable Meal Planner Pack:  This includes a Menu Master List, Shopping List and a Weekly Menu Meal Plan Template.

This printable pack is available as a free welcome gift to email subscribers.  See box below!



A few last tips:

β€’β€’If you print and try a new recipe and nobody likes it, throw it away!  Don’t tempt fate that you’ll remember to not cook it again.  πŸ™‚  But be sure to add the “winners” to your Menu Master List so you can keep those in your dinner rotation.

β€’β€’Write in the margin of the recipe any notes for next time:  “This was good but dry; add more tomato sauce next time”; or “EVERYBODY liked this except (insert picky child)”.  πŸ™‚  This helps me the next time I’m planning meals to know how I might need to modify the recipe.

β€’β€’Try to stretch out your seven-day meal plan into eight days (or more) if you can.  Either get creative with leftovers or see if there’s one more meal you can make with your pantry/freezer items without going to the store.

β€’β€’If planning a whole weeks’ worth of meals is an overwhelming thought, you could always do a four or five day menu plan to start out with!  If you’re in the habit of stopping at the store almost daily for that night’s dinner – only going shopping every four or five days will be progress!

Finally, if you need an extra boost to kick start your meal planning adventure, you could consider a service such as $5 Meal Plan.

When you sign up, you’ll receive a pre-made meal plan and shopping list, delivered to your email each week.  If you’re too busy to plan your meals yourself OR just want a meal planning “easy button”, this might be the solution for you.

Whichever method you choose, I think you will find that just a few minutes of preparation each week will pay off tremendously in the middle of your hectic weekday schedule.



You might also like:

β€’ Crockpot Freezer Meals:  Our Family Favorites

β€’ Creative Ideas for Saving Money When You Have a Big Family {or even when you don’t}

β€’ 7 Irresistible Cold Weather Comfort Food Recipes

β€’ 5 Easy Ways to Save $100 (or more) on Groceries This Month

Image with text: How to create a meal plan + free printables

Free printable meal planning printables and a guide to meal planning on a budget. #MealPlanning #OrganizingLife #Groceries #Menu

7 Comments on A Completely Basic Guide to Meal Planning on a Budget (+ templates)

  1. I love your tip for throwing away bad recipes. This is so true! Also, this post was so detailed and really pushes me to start meal planning again. I’m pinning this so I can look back at the tips when I get myself back in gear!

    • I’ve re-cooked bad recipes a-plenty and glad I’m not the only one! πŸ˜‰ Thanks for the feedback too, I was worried at first it might be too detailed & overwhelm some. Glad to hear it was helpful! Thanks for stopping by!

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